Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the LoanFlow team.

Housing Industry News

Illinois REALTORS targets local barriers to building more housing

Aug 21, 2026 · 2:06 PM Richard Lawson HousingWire

Active listings fell 64% in 5 years, permits dropped 13%, and prices rose statewide

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Housing Industry News

Thirty years is not a relationship

Aug 21, 2026 · 7:00 AM Marvin Chang HousingWire

Borrower trust has four mechanisms, and AI can expose invisible failures at scale

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Mortgage Rate News

Highest Mortgage Rates in Just Over a Week

Aug 20, 2026 · 8:38 PM Matthew Graham Mortgage News Daily

While Freddie Mac's weekly mortgage rate survey may show rates moving slightly lower this week, today's rates are actually higher than they were at the same…

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Housing Industry News

Dream Finders bets empty nesters want amenities, not age limits

Aug 20, 2026 · 8:32 PM Tyler Williams HousingWire

Reverie active adult brand targets Gen X buyers seeking amenities and connection, while builders look to protect margins

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Housing Industry News

Luminate Bank acquires select assets of First State Mortgage Services

Aug 20, 2026 · 8:11 PM Flávia Furlan Nunes HousingWire

Luminate adds volume and a larger Midwest presence

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Housing Industry News

Toll Brothers luxury moat meets a tougher market test

Aug 20, 2026 · 8:04 PM John McManus HousingWire

Cash buyers were 25% of deliveries, and the average loan-to-value was 69% in fiscal Q3

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Housing Industry News

New tax on high-value second homes challenged in Rhode Island

Aug 20, 2026 · 8:01 PM Jonathan Delozier HousingWire

Plaintiffs say the law should not target out-of-state residents who cannot vote in Rhode Island

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Housing Industry News

Unlock MLS redefines participants, adds data licensing

Aug 20, 2026 · 7:24 PM Brooklee Han HousingWire

Starting Sept. 15, platform brokerages must commercially license listing data feeds and pay a fee

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Housing Industry News

FHFA says GSE foreclosure prevention actions fell in May

Aug 20, 2026 · 7:05 PM Sarah Wolak HousingWire

Refi volume fell 29.9% as the average 30-year fixed rate rose to 6.44%, FHFA data revealed

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Housing Industry News

Zillow layoffs included longtime exec Sara Bonert

Aug 20, 2026 · 5:31 PM Brooklee Han HousingWire

Bonert said she may be the most tenured employee impacted, as Zillow cut 500-plus roles in early August

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