Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the LoanFlow team.

Housing Industry News

Maine becomes first state to impose consumer safeguards on home equity investments

Apr 17, 2026 · 6:46 PM HousingWire Automation, Neil Pierson HousingWire

Maine Gov. Janet Mills this week signed LD 1901, making Maine the first state to enact comprehensive consumer protections for home equity investments ( HEIs…

Read full article →
Housing Industry News

Disconnected systems fueling title, wire fraud risks

Apr 17, 2026 · 6:25 PM Jonathan Delozier HousingWire

A Q1 fraud report from FundingShield found that 43.72% of transactions within a $106.7 billion portfolio were flagged for issues posing significant wire and…

Read full article →
Housing Industry News

OCC consent order targets VA cash-out refis at Federal Savings Bank

Apr 17, 2026 · 5:29 PM Sarah Wolak HousingWire

The Office of the Comptroller of the Currency ( OCC ) released its April 2026 enforcement actions on Thursday, which included a consent order against a…

Read full article →
Housing Industry News

eXp Realty added to Zillow RESPA lawsuit in Seattle

Apr 17, 2026 · 5:20 PM Brooklee Han HousingWire

eXp Realty is the latest defendant to be brought into the Taylor Real Estate Settlement Procedures Act (RESPA) lawsuit filed against Zillow last fall. The…

Read full article →
Housing Industry News

MBA backs CFPB strategic plan, urges broader mortgage rule relief

Apr 17, 2026 · 5:07 PM Sarah Wolak HousingWire

The Mortgage Bankers Association ( MBA ) on Friday submitted a letter to the Consumer Financial Protection Bureau ( CFPB ) to support the bureau’s proposed…

Read full article →
Housing Industry News

Be careful what you ask for: The myth of “decoupling” real estate commissions

Apr 17, 2026 · 4:13 PM Joe Ventrone HousingWire

In the wake of the Sitzer-Burnett lawsuit and the National Association of Realtors (NAR) settlement, consumer advocates claimed a major victory. Their…

Read full article →
Housing Industry News

Be careful what you ask for: The myth of ‘decoupling’ real estate commissions

Apr 17, 2026 · 4:13 PM Joe Ventrone HousingWire

In the wake of the Sitzer-Burnett lawsuit and the National Association of Realtors (NAR) settlement, consumer advocates claimed a major victory. Their…

Read full article →
Housing Industry News

AI-enabled home assistants could reshape real estate listings

Apr 17, 2026 · 3:53 PM Tim and Julie Harris HousingWire

A meaningful shift is underway in residential real estate—and most agents aren’t paying attention yet. This change isn’t about AI writing listing…

Read full article →
Housing Industry News

New York comptroller urges investors to block eXp’s move to Texas

Apr 17, 2026 · 3:27 PM Brooklee Han HousingWire

The New York State Comptroller Thomas DiNapoli is again taking aim at eXp World Holdings , the parent company of eXp Realty , the largest brokerage in the…

Read full article →
Housing Industry News

Redfin asks NWMLS to allow premarketing for Seattle listings

Apr 17, 2026 · 2:01 PM Brooklee Han, HousingWire Automation HousingWire

Redfin is asking Northwest Multiple Listing Service (NWMLS) to revise its rules to allow a formal premarketing phase for listings in the Seattle area,…

Read full article →
Ready to take the next step?

See rates tailored to your credit score and down payment. No credit pull. No SSN needed.

Get Pre-Approved Free See Today's Rates
Encrypted
Have questions? Reach out.

We answer mortgage questions from real borrowers every day.

[email protected]