Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the LoanFlow team.

Housing Industry News

UWM moves to dual-score model, auto-selects best result

Oct 6, 2026 · 07:31 PM Flávia Furlan Nunes HousingWire

Lender will obtain both FICO and VantageScore on every credit pull

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Housing Industry News

Rocket Mortgage names Nicole Beattie chief servicing officer

Oct 6, 2026 · 06:46 PM Flávia Furlan Nunes HousingWire

Move comes as Rocket’s servicing book tops $2 trillion and 9.1 million loans

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Housing Industry News

ARM reset wave set to crest in 2027, hit pockets of borrowers

Oct 6, 2026 · 06:01 PM Flávia Furlan Nunes HousingWire

ICE and Optimal Blue data point to a manageable wave of ARM adjustments

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Housing Industry News

Will mortgage rates nearing 8% force lenders to make cuts or close their doors?

Oct 6, 2026 · 05:48 PM Neil Pierson HousingWire

HousingWire Data shows the 30-year conforming average at 7.63%, up 31 bps in two weeks, while FHA rates rose 59 bps

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Housing Industry News

Cold call cost-per-deal benchmarks are leaving out most of the math

Oct 6, 2026 · 05:06 PM Robyn Thompson DeSantos HousingWire

Programs should be evaluated on cost per close, not just salary and dialer fees

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Housing Industry News

Wealthfront adds Washington to its mortgage footprint

Oct 6, 2026 · 04:30 PM Sarah Wolak HousingWire

Digital lender says its rates run about 50 bps below the national average

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Housing Industry News

Better advances sale of Birmingham Bank to consortium

Oct 6, 2026 · 04:00 PM Sarah Wolak HousingWire

Better expects pro forma cash to rise to about $140 million if the transaction closes, based on Sept. 30 balances

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Housing Industry News

Why Japanese-owned U.S. builders may pull back on growth

Oct 6, 2026 · 03:40 PM Dan Oppenheim HousingWire

Sumitomo, Sekisui, and Daiwa cite leverage targets, weaker U.S. profit outlooks, and a soft yen as constraints

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Housing Industry News

States outpace Capitol Hill on factory-built housing policy gains

Oct 6, 2026 · 03:38 PM Richard Lawson, Tyler Williams HousingWire

California approved factory-built housing measures as modular leaders cite state and local rules as the main near-term driver

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Housing Industry News

June Point Lending expands DSCR loans to California

Oct 6, 2026 · 03:05 PM HousingWire Automation HousingWire

Wholesale non-QM lender now offers DSCR in 19 states

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