Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from Phil Long and The Lending Stars team.

Housing Industry News

Newsom warns cities of lawsuits over California SB 79 law

Mar 26, 2026 · 6:02 PM Richard Lawson HousingWire

California Gov. Gavin Newsom is threatening legal action against cities and counties that do not comply with a 2025 housing reform law that allows higher…

Read full article →
Housing Industry News

RealTrends Verified Tampa team returns to eXp Realty

Mar 26, 2026 · 5:51 PM HousingWire Automation HousingWire

A high-producing Tampa real estate team has returned to eXp Realty after a stint with another brokerage. Maximum Tampa Group — led by Yulia Olivo and…

Read full article →
Housing Industry News

CMLS warns pre marketing could fragment the housing market

Mar 26, 2026 · 5:25 PM Brooklee Han HousingWire

The Council of MLS (CMLS), the trade organization for multiple listing services, is pushing back against the rhetoric currently circulating the housing…

Read full article →
Housing Industry News

Century 21 CEO: Adding Latino agents is key to serving ‘70% of net new homebuyers’

Mar 26, 2026 · 5:19 PM Jonathan Delozier HousingWire

The U.S. Census Bureau projects that 70% of net new homebuyers between now and 2050 will be Latino — a statistic that Century 21 CEO Mike Miedler said…

Read full article →
Mortgage Rate News

Rates Ease Despite Conflicting Iran War Headlines

Mar 25, 2026 · 6:55 PM Matthew Graham Mortgage News Daily

The past 24 hours have seen multiple news stories with seemingly contradictory updates regarding the state of the Iran war. There's a ceasefire. There's no…

Read full article →
Mortgage Rate News

Highest Mortgage Rates Since August 2025

Mar 24, 2026 · 7:35 PM Matthew Graham Mortgage News Daily

March 2026 continues to be an unpleasant month for mortgage rates--a fact almost exclusively due to the Iran war. Even if the war were to end today, there's…

Read full article →
Mortgage Rate News

Mortgage Rates Move Modestly Lower Amid Market Volatility

Mar 23, 2026 · 7:34 PM Matthew Graham Mortgage News Daily

Mortgage rates are dictated by bonds and bonds had a volatile day. During overnight trading hours, bonds suggested we should brace for the impact of even…

Read full article →
Mortgage Rate News

Mortgage Rates Move Back Above 6.5%

Mar 20, 2026 · 6:53 PM Matthew Graham Mortgage News Daily

After hitting 5.99% as recently as February 27th, top tier 30yr fixed mortgage rates are back over 6.5% for the average lender today--the highest they've…

Read full article →
Mortgage Rate News

Mortgage Rates Jump Back Up to 7-Month Highs

Mar 19, 2026 · 6:44 PM Matthew Graham Mortgage News Daily

Mortgage rates hit 7-month highs last Friday, but recovered fairly nicely on the first two days of the present week. The past 2 days have been a bit rough,…

Read full article →
Mortgage Rate News

Mortgage Rates Move Back Up Near Recent Highs

Mar 18, 2026 · 9:06 PM Matthew Graham Mortgage News Daily

Mortgage rates got hit 3 times on Wednesday, with the net effect being a move back up to the highest levels in several months. The average lender isn't…

Read full article →
Ready to take the next step?

See rates tailored to your credit score and down payment. No credit pull. No SSN needed.

Get Pre-Approved Free See Today's Rates
Encrypted • NMLS #286973
Talk to Phil Directly

Have a question about rates or your situation? Phil answers his phone.

(214) 507-8478 [email protected]
Equal Housing Lender
Phil Long NMLS #286973 • Blue Sky Lending, LC NMLS #289106