Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the LoanFlow team.

Housing Industry News

NRMLA asks DC Council to expand reverse mortgage fee exemption

Oct 15, 2026 · 3:57 PM Sarah Wolak HousingWire

Trade group cites TILA and Regulation Z, says exemption should cover proprietary products available to borrowers under 62

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Housing Industry News

New home mortgage applications fell 8% in September as rates rose

Oct 15, 2026 · 3:44 PM HousingWire Automation HousingWire

Builder Application Survey data also shows a 12% drop in estimated sales to a 584,000 annual pace, the weakest since April 2020

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Housing Industry News

When a seller texts about real estate commission, use this 4 step plan to keep the deal moving

Oct 15, 2026 · 3:25 PM Darryl Davis HousingWire

The approach is acknowledge, switch to a call, provide context first, then give an honest range tied to service and timing

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Housing Industry News

Pineapple Financial rebrands as Pentiv, launches US mortgage broker intelligence platform

Oct 15, 2026 · 1:00 PM HousingWire Automation HousingWire

The Canadian-based company hired former SoFi executive Usman Maher as it seeks growth in the U.S.

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Housing Industry News

An alleged agent boycott revives antitrust questions the industry thought it had settled

Oct 15, 2026 · 12:40 PM Brooklee Han HousingWire

The suit alleges threats to discourage showings because REX did not use the MLS or offer buyer broker compensation

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Housing Industry News

The real test of AI in property management happens the moment a human steps in

Oct 15, 2026 · 7:00 AM Cat Allday HousingWire

AI adoption rose to 58%, operators now focus on escalation rules that protect resident trust

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Housing Industry News

Appeals court sides with Ginnie Mae in Texas Capital Bank’s reverse mortgage lawsuit

Oct 14, 2026 · 10:25 PM Neil Pierson HousingWire

The ruling is a signal to warehouse and DIP lenders that financing structures secured by HMBS-related tails may be vulnerable if Ginnie Mae exercises…

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Housing Industry News

GSEs target income and occupancy to cut buyback risk

Oct 14, 2026 · 9:14 PM Flávia Furlan Nunes HousingWire

Mortgage giants are deploying tech to flag occupancy risk and income defects upfront

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Housing Industry News

AI can speed up permitting, but messy zoning data holds it back

Oct 14, 2026 · 8:52 PM Tyler Williams HousingWire

Localities are turning to AI to fast-track permiting, but outdated or conflicting zoning text and maps still delay approvals

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Housing Industry News

When real estate listing scarcity becomes the strategy, who benefits?

Oct 14, 2026 · 8:19 PM Erinn Nobel HousingWire

A Zillow survey cited 74% of Hispanic sellers and 73% of Black sellers were steered to private networks, versus 24% of white sellers

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